Live Agent Training · 30 Minutes · Free
Live Monday, August 17, 2026 · 6:00 PM CT
The Autonomous
Investor
Tax, asset, and retirement strategy for real estate agents. One structure, three layers: a Solo 401(k) retirement engine, an LLC/S-Corp command center, and a privacy layer for your investments.
median age of a Realtor. Retirement isn't a someday problem.
Next Live Session
The Autonomous Investor — Live
Monday, August 17, 2026 · 6:00 PM CT · 60 minutes · Free
The Reality for Most Agents
You earn well. You're exposed everywhere.
Most agents have no employer plan, pay full self-employment tax, and hold wealth in their own name where it's visible to everyone.
No employer plan
No 401(k) match, no shelter for lumpy commission income. An IRA caps you near $7,500.
Tax drag
Self-employment tax plus income tax takes a large share of every commission check.
Public exposure
Assets held in your name show up in public records, visible to suits and creditors.
Feast or famine
Lumpy cycles make steady, tax-advantaged saving hard without the right vehicle.
What You'll Learn
One structure. Three layers.
Not three separate products. One integrated structure, built around how agents actually get paid.
The Solo 401(k)
A plan designed for the business owner with no full-time employees. Shelter commission income and invest it in real estate.
- Up to $83,250 in 2026 (ages 60-63)
- Checkbook control over plan investments
- Leveraged real estate generally exempt from UDFI/UBIT
The LLC / S-Corp
A Wyoming holding LLC owns your businesses and sponsors the plan. An S-Corp election may split income into salary and distributions.
- Potential self-employment tax savings
- Operating LLCs isolate risk by activity
- One entity sponsors the Solo 401(k)
The Invisible Investor
Hold real estate through LLCs so your name is not on the deed. Honest about the limits: it reduces public visibility, it doesn't make you invisible to lawful disclosure.
- Name off public property records
- Wyoming charging-order protection
- Banks, IRS, and FinCEN can still see ownership
The 2026 Numbers
Roughly 10x more than an IRA.
That's what a Solo 401(k) can shelter in a single year if you're age 60-63, compared with about $7,500 in a traditional IRA. Plus employer profit-sharing up to 25% of compensation.
- $24,500
- Employee deferral
- $72,000
- Total combined limit
- $80,000
- If you're 50 or older
- $360,000
- Compensation cap
Sources: IRS Notice 2025-67 (Solo 401(k)); IRS Forms 1099-R/5498 (2026) for the IRA limit.
Who This Is For
Built for how real estate professionals earn.
Agents
Commission-only earners with no employer plan and a retirement gap.
Brokers
Business owners who can sponsor a plan and structure the entity.
Flippers
Active investors who want tax-advantaged capital for the next deal.
Investors
Buy-and-hold owners who want property held outside their name.
Your Host
Strategy without the jargon.
Ross Powell helps real estate professionals and small business owners build retirement and asset-protection structures around how they actually get paid. He focuses on Solo 401(k) plans, self-directed strategies, and entity structuring, explained in plain English.
This is a live walkthrough of the integrated structure, not a sales pitch. You'll leave with a clear picture of what to do first and the questions to take to your own CPA and attorney.
FAQ
Good questions, honest answers.
Save Your Seat
Register for the free webinar.
30 minutes. Live with Ross Powell. A replay goes to everyone who registers.
- 1Live walkthrough of the three-layer structure, start to finish.
- 2The 2026 numbers and how they apply to commission income.
- 3The mistakes that break the structure, and how to avoid them.
- 4Q&A and an optional next step if it fits your situation.
- 5The Autonomous Investor Blueprint as a free download for attendees.
Save my seat
Monday, August 17, 2026 · 6:00 PM CT · 60 minutes · Free
- Registration takes under a minute.
- Reminder emails so you don't miss it.
- Replay sent to everyone who registers.
Prefer to talk? Call (210) 639-7227.